Articles

In this article I will answer how to report an accident to an insurance company in Florida. First, whether or not a particular insurance policy applies depends on the policy language and clauses, and to some extent Florida law. If you’re not sure if there is coverage, it’s best to submit a claim to ALL possible insurance companies. Put Everything In Writing If the insurance company believes the accident is not covered, or should be denied, make them place that answer in writing. Always seek to make sure that what is told to you is put in writing.  If this isn’t done, and you are answered telephonically, as a minimum do what Florida accident attorneys do, write a “confirming” letter regarding important issues. For example, write an insurance company, “This is to confirm our telephone… Read More

Usually what happens to a car accident claims file within the first 30 days will determine whether the file will be handled properly. Most of the problems in the auto insurance claim industry develop in that first 30 days, due either to poor supervision or poor work-up by the claims adjuster or the claims manager. It doesn’t make much sense to create a claims file and then just let it lay around with no activity on it. Claims File Is Created The claims file is created after the claimant, insurance agent, or insured notifies the insurance company of an accident or possible claim. There is no creation until the file is set up in the claims department. What this means is that an actual person must input the claims information into a computer in a… Read More

If you have been fired, demoted, or denied a job in Florida because of your age you may have an age discrimination in the workplace lawsuit. In age discrimination cases, a worker makes a claim under the federal law that prohibits employers from discriminating against workers in the terms and conditions of employment because of the worker’s age. The federal law is the Age Discrimination in Employment Act (“ADEA”) and it applies to workers who are at least 40 years old. Elements of Age Discrimination In an ADEA case involving discharge, demotion, or failure to hire, a plaintiff may establish a case by showing: that plaintiff was a member of a protected group of persons between the ages of 40 and 70; that plaintiff was subjected to an adverse employment action; that substantially younger persons… Read More

Under the ADA an employer must provide “reasonable” accommodations for workers with known disabilities unless such accommodations would result in undue hardship to the employer. An accommodation is reasonable, and thus required under the ADA, only if it allows the worker to perform the essential functions of the job. Elements of ADA Accommodation Claim To win a disability accommodation claim under the ADA a worker must prove the following facts: Worker is disabled; Worker is qualified; Employer knew of worker’s disability; Worker requested an accommodation; Reasonable accommodation existed that would have allowed worker to perform the essential functions of job; Employer failed to provide a reasonable accommodation. What Is Considered a “Disability” “Disability” is a physical or mental impairment that substantially limits one (1) or more major life activities. A physical impairment is a condition… Read More

Effective December 1, 2016, the new overtime rule will increase the minimum salary level for exempt employees from $455 per week ($23,660 annually) to $921 per week ($47,892 annually).  The new salary level is based upon the 40th percentile of weekly earnings of full-time salaried workers in the lowest wage region of the country, which is currently the South.  The new overtime rule also establishes an automatic updating mechanism that adjusts the minimum salary level every three (3) years.  The first automatic increase will occur on January 1, 2020. Proposed New Overtime Rules If you make less than $921 per week or $47,892 per year, even if your primary job duties are executive, administrative, or professional duties (“white collar exemptions”), you are still entitled to overtime pay under the proposed new overtime rules. It is important to… Read More