General Blogs

Should you go to urgent care after a car accident or go to the hospital emergency room for auto accident treatment? Both have their pros and cons. The most important thing is that you should always seek immediate medical treatment. This is for your overall health and the benefit of documenting your injuries after a car accident. Whether you choose to go to an urgent care or emergency room depends on the severity of your injuries and your personal preference. Both can generally handle your auto accident treatment. Urgent Care vs. Emergency Room Many people who are seriously injured are transported to the hospital emergency room for car accident injuries. The hospital emergency rooms typically treat more significant injuries, whereas urgent care facilities treat less severe ones. This is because hospital emergency rooms are set up to…Read More

Will my car insurance increase if someone hits me in Florida? Generally, your car insurance will not go up after a claim that is not your fault in Florida. This is according to Florida Statutes §626.9541(1)(g)3). Under this Florida law, it would be an unfair or deceptive practice for an automobile insurance company like GEICO, Allstate, USAA, or State Farm to refuse to renew or cancel a policy or increase rates because you made a claim or sought medical treatment. That doesn't mean your rates may not increase for some other reason, like a speeding ticket or a new driver listed on your policy. Factors That Affect Car Insurance Rates What factors affect car insurance rates in South Florida? How do insurance companies calculate rates? While there is no exact formula and every insurance company…Read More