General Blogs

Will my car insurance increase if someone hits me in Florida? Generally, your car insurance will not go up after a claim that is not your fault in Florida. This is according to Florida Statutes §626.9541(1)(g)3). Under this Florida law, it would be an unfair or deceptive practice for an automobile insurance company like GEICO, Allstate, USAA, or State Farm to refuse to renew or cancel a policy or increase rates because you made a claim or sought medical treatment. That doesn't mean your rates may not increase for some other reason, like a speeding ticket or a new driver listed on your policy. Factors That Affect Car Insurance Rates What factors affect car insurance rates in South Florida? How do insurance companies calculate rates? While there is no exact formula and every insurance company…Read More