Personal Injury
In this article we will discuss how to build a personal injury case in Florida. You should know there are numerous cases that can be brought from accident injuries. The potential claims and causes of action are almost too numerous to count. Cases can arise from car accidents, slip and falls, dog bites, product liability, medical malpractice, and the list goes on. Virtually all arise form some duty under the law, a general breach of that duty and damages resulting from this breach. Many actions, although not all, are pursed when there is first some kind of liability insurance to go after. This makes it easier and more convenient for the plaintiff. For the purposes of this article, there is not much technical difference between a car accident and a slip and fall, and an injury caused by a defective product. …Read More
Usually what happens to a car accident claims file within the first 30 days will determine whether the file will be handled properly. Most of the problems in the auto insurance claim industry develop in that first 30 days, due either to poor supervision or poor work-up by the claims adjuster or the claims manager. It doesn’t make much sense to create a claims file and then just let it lay around with no activity on it. Claims File Is Created The claims file is created after the claimant, insurance agent, or insured notifies the insurance company of an accident or possible claim. There is no creation until the file is set up in the claims department. What this means is that an actual person must input the claims information into a computer in a…Read More
As long as you had insurance at the time of the crash, canceling your policy with have no affect on your claim. Insurance companies love to say you shouldn’t cancel in an attempt to keep you paying your premiums. If you are not receiving the customer service you deserve, cancel your policy. With so much competition within the market you should not have a problem finding another car insurance company at a reasonable price. We do suggest that you avoid “bargain” insurance companies because they provide minimal coverage and poor service. Minimum Coverage Requirements In Florida, all that is required to have “full coverage” is $10,000 in Property Damage liability coverage and $10,000 in Personal Injury Protection (“PIP”). You may have heard that Florida is a “no-fault” state. This means in every car accident the…Read More