Articles

After an accident the insurance company will ask you to give a recorded statement. Should you give a recorded statement to the insurance company? The answer depends on who is asking. You are under no obligation to make a recorded statement unless your own insurance policy requires it. Almost every insurance policy has such a provision. Then, and ONLY then, should you make a recorded statement. Do Not Volunteer Information If you must give a recorded statement please remember DO NOT volunteer information. This cannot be emphasized enough! You should never volunteer statement to ANYONE if you don’t have to. Not to the police, witnesses, or insurance adjusters, unless required by law. Florida is a comparative negligence state. This means, if you are found partially at-fault, your claims can be reduced by the amount of… Read More

The best accident lawyers in Florida are excellent salesmen. They’ve been to law school and have years of experience in negotiating claims.  Accident lawyers know they are selling a product. In the accident claims game the product is damages. The sale includes pain and suffering, medical bills, and lost wages. Since you can’t go back in time, the product used to settle claims of damages is money.  It’s easy to find the best accident attorney in Florida based on the following: Good Working Relationship The best accident lawyers in Florida spend time with their opponent. This can be an insurance adjuster or a defense attorney.  They always treat their opponent with respect and professionalism. No one likes being treated like a second-class citizen. This is especially true of insurance adjusters. Now this doesn’t mean an accident lawyer should become… Read More

You should see a doctor immediately after an accident in Florida. This is best, but if not immediately after an accident, then as soon as possible thereafter. Any delay in treatment could have an adverse effect on your case. Immediate treatment does not mean you must go to the emergency room. You can go to an urgent care facility or your primary care physician.  I do, however, recommend that you first see a medical doctor, as opposed to a chiropractor, at least in the beginning. You will want to see a doctor immediately because if something is seriously wrong, you’ll want to know it early on. Also, insurance companies track when you first treated. If you waited too long to seek medical treatment, the insurance company will argue that you’re really not hurt. Many times people are hurt but… Read More

In this article I will give you a few easy tips on how to maximize your Florida accident settlement. First, understand that accident settlements are basically negotiations between you and the insurance company. Negotiation is a skill that can be mastered only by experience. Most accident lawyers know the rules, but few are master negotiators. Negotiating with insurance companies is kinda like playing poker. You gotta know when to hold’em, know when to fold’em (and when to raise your bet). Do Not Volunteer Information When negotiating an accident settlement keep your cards close. Do not volunteer information, unless it helps your case.  Without being untruthful, you can just let things unfold in a way that helps your case. Winning is winning, as long as it is accomplished within the rules. One need not lie, but, much is achieved with what… Read More

In this article I will answer how to report an accident to an insurance company in Florida. First, whether or not a particular insurance policy applies depends on the policy language and clauses, and to some extent Florida law. If you’re not sure if there is coverage, it’s best to submit a claim to ALL possible insurance companies. Put Everything In Writing If the insurance company believes the accident is not covered, or should be denied, make them place that answer in writing. Always seek to make sure that what is told to you is put in writing.  If this isn’t done, and you are answered telephonically, as a minimum do what Florida accident attorneys do, write a “confirming” letter regarding important issues. For example, write an insurance company, “This is to confirm our telephone… Read More

Usually what happens to a car accident claims file within the first 30 days will determine whether the file will be handled properly. Most of the problems in the auto insurance claim industry develop in that first 30 days, due either to poor supervision or poor work-up by the claims adjuster or the claims manager. It doesn’t make much sense to create a claims file and then just let it lay around with no activity on it. Claims File Is Created The claims file is created after the claimant, insurance agent, or insured notifies the insurance company of an accident or possible claim. There is no creation until the file is set up in the claims department. What this means is that an actual person must input the claims information into a computer in a… Read More

If you have been fired, demoted, or denied a job in Florida because of your age you may have an age discrimination in the workplace lawsuit. In age discrimination cases, a worker makes a claim under the federal law that prohibits employers from discriminating against workers in the terms and conditions of employment because of the worker’s age. The federal law is the Age Discrimination in Employment Act (“ADEA”) and it applies to workers who are at least 40 years old. Elements of Age Discrimination In an ADEA case involving discharge, demotion, or failure to hire, a plaintiff may establish a case by showing: that plaintiff was a member of a protected group of persons between the ages of 40 and 70; that plaintiff was subjected to an adverse employment action; that substantially younger persons… Read More

Under the ADA an employer must provide “reasonable” accommodations for workers with known disabilities unless such accommodations would result in undue hardship to the employer. An accommodation is reasonable, and thus required under the ADA, only if it allows the worker to perform the essential functions of the job. Elements of ADA Accommodation Claim To win a disability accommodation claim under the ADA a worker must prove the following facts: Worker is disabled; Worker is qualified; Employer knew of worker’s disability; Worker requested an accommodation; Reasonable accommodation existed that would have allowed worker to perform the essential functions of job; Employer failed to provide a reasonable accommodation. What Is Considered a “Disability” “Disability” is a physical or mental impairment that substantially limits one (1) or more major life activities. A physical impairment is a condition… Read More